Do what I did once with a similar situation.
Get the blue book value for the car, then get repair quotes for the car. Give them the estimates that are below the value of the car, and then just wait for the check. When the check arrives, fix the damage yourself and pocket the extra money.
I actually ended up making a profit over what I had paid for the car in the first place.
Cost of the car from a friend was $1,000, blue book value was $2,000, check to repair damage was $1,500. The actual repair cost doing the work myself was $300.00
Last edited by BiliTheAxe; 03-09-2012 at 11:01 PM.