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post #1 of 13 (permalink) Old 03-05-2004, 01:02 AM Thread Starter
 
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A Plan Discount

Okay i'm getting hired in full time at my job. I heard from other employees i get the A Plan, and/or a 3,800 dollar discount on all cars except Ford and Foriegn. If this is true i think i'm going to hold off on getting a honda right now. But what i want to know is what is an a plan and can someone explain it to me or give me a website that explains it. If i can get a discount or w/e i think i might try and get my the Neon SRT-4....that beats a civic anyday hehe!!!!
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post #2 of 13 (permalink) Old 03-05-2004, 09:19 AM
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the preferred plan programs allow you to purchase vehicles at fleet pricing rates

generally you contact either your HR or fleet department and prearrange the pricing, they will then forward you paperwork to bring to the dealer. When you present this you get an automatic price of cost plus whatever % your corporate discount is

why don't you talk to your HR rep, they will steer you in the right direction
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post #3 of 13 (permalink) Old 03-05-2004, 12:12 PM
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I have never used my "A Plan" new cars just do not hold their value so I look for the slightly used cars to buy.

I got my trep for 13,500 with just 18,000 miles on it.,
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post #4 of 13 (permalink) Old 03-05-2004, 05:08 PM
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Yeah, unless you plan to keep the car for over 120k, its better to buy slightly used.

Got mines when it was 19 months old with 20k for 13,750.
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post #5 of 13 (permalink) Old 03-05-2004, 07:42 PM
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Word to the wize...Do the math on the APR unless you are paying cash. When I bought the Strat for $18K the payments were $1.00 per month LESS than a used Monte I ws looking at for $14K, and I didn't even get the Zero APR, but got 2.9.
Without the Zero APR we never could have afforded the R/T...
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post #6 of 13 (permalink) Old 03-05-2004, 08:42 PM
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APR is not zero percent. It's Above Prime Rate.
So if the prime rate is 4.5. Then your intrest rate is 4.5.
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post #7 of 13 (permalink) Old 03-05-2004, 09:22 PM
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Quote:
Originally posted by jfsram
APR is not zero percent. It's Above Prime Rate.
So if the prime rate is 4.5. Then your intrest rate is 4.5.
Huh?? You just confused me. Is it different in Canada?? Here in the states, Zero Interest is just that, zip, nada, nothing. The price paid for the Trep is exactly what I am shelling out and not a penny more. I do direct payment so I don't even have to pay for stamps every month. And, I earn interest on the money in the bank while waiting for the payment to be due.

'Splain yourself, Lucy...
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post #8 of 13 (permalink) Old 03-06-2004, 02:08 AM
 
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Yeah, check with your HR dept. I was bored at work today and checked on our company website concerning vehicle purchasing discounts. It states under the DaimlerChrysler area that discounts do not apply to the any Mercedes, Crossfire, Viper and SRT-4 plus other vehicles to be named later. My guess is, if DCX doesn't allow the SRT-4 to be purchased under our plan, it won't for your plan either.
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post #9 of 13 (permalink) Old 03-06-2004, 12:30 PM Thread Starter
 
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THATS BULLSHIT!!!! damn, lol
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post #10 of 13 (permalink) Old 03-07-2004, 03:32 AM
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I tried getting an SRT-4 w/ DCX discount. No dice.

Chrysler figures, they're not going to have problems selling this vehicle, (even thou there's an SRT-4 that's been on this one lot for about 6 months now)
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post #11 of 13 (permalink) Old 03-08-2004, 12:03 AM
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Quote:
Originally posted by bongobobny
Huh?? You just confused me. Is it different in Canada?? Here in the states, Zero Interest is just that, zip, nada, nothing. The price paid for the Trep is exactly what I am shelling out and not a penny more. I do direct payment so I don't even have to pay for stamps every month. And, I earn interest on the money in the bank while waiting for the payment to be due.

'Splain yourself, Lucy...
APR can stand for a couple things. Annual percentage rate which is just that. Hopefully that's what it really is.

The other is the SCAM some car sales lots pull. They hang the big sign out front or in the newspaper ad. Zero or 1 % APR.
Customer comes running in to take advantage of the deal and signs without reading the fine print on the loan.
Surprise! The fine print read APR (above prime rate) So if the prime rate is 4.5% today. Customer just got jammed with finacing his car for 4.5% + Zero = 4.5% or 4.5% + 1% = 5.5%.

Bottom line, do you own math and protect yourself.

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post #12 of 13 (permalink) Old 03-08-2004, 02:02 AM
 
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Quote:
Originally posted by jfsram
APR can stand for a couple things. Annual percentage rate which is just that. Hopefully that's what it really is.

The other is the SCAM some car sales lots pull. They hang the big sign out front or in the newspaper ad. Zero or 1 % APR.
Customer comes running in to take advantage of the deal and signs without reading the fine print on the loan.
Surprise! The fine print read APR (above prime rate) So if the prime rate is 4.5% today. Customer just got jammed with finacing his car for 4.5% + Zero = 4.5% or 4.5% + 1% = 5.5%.

Bottom line, do you own math and protect yourself.
Thanks for the info. I've never heard of APR standing for Above Prime Rate. That's nice to know, so that the next time I go, I really check what it is. I always just assumed it meant Annual Percentage Rate, which is what those bloodsuckers are hoping we all do.
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post #13 of 13 (permalink) Old 03-08-2004, 06:35 PM
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Ok, you Finance people :

APR mean that the interest is compounded. I can explain when I have more time
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