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Ive had many questions about 2.7's and their lifespan, and hi-jinks, so here is some info about the causes and effects of their failure, and how to keep them alive, at least what Ive found to be successful.
Heres what I have found over the years of working on these things...dont believe everything you read online... the thing about them, is most are people that make assumptions, and really have no true idea of what was going on...im not saying the 2.7 is an innocent engine either..so dont get me wrong...hehe.
99.99999% of all 2.7 failures are caused by the water pump. They are not caused by poor maintenance, although that can be a major contributing factor in speeding the process along.
1. Sludge -- Sludge is caused by coolant leaking internally into the engine, from the water pump. The pump begins seeping, and being an internally mounted pump, it goes right into the oil, via the timing chain housing. Over time the coolant mixing with the oil causes the sludge. This problem is exacerbated by poor maintenance of the PCV system, as it becomes plugged or inoperative due to buildup in the hoses (weak design here), and the hoses collapse, or the PCV valve itself seizes closed, and the engine cant breathe. The result, general moisture/vapor from intake air, condensation, combustion, etc, has no where to go, and more moisture = more sludge. Sludge sort of acts like atherosclerosis, slowly filling in and plugging oil galleys and passages. In frequent oil changes make this even worse. Now....sludge doesnt always happen...it depends on where the water pump decides to leak. They dont always leak into the oil when the bearings start to fail. Sludge can also clog and starve the oil pickup and bearings, and cause a knock, before the water pump ever has a catastrophic failure. In some instances, sludge formation from a bad water pump has caused seizure/knocking before the water pump leak is found. There are a few other causes of sludge, but as far as the 2.7 is concerned, this is the most relevant.
2. Water pumps -- the water pump is a poor design, there is no doubt about that. It has been shown that even 3.2/5 engines have water pump issues, at about the same mileage, but are much less failure prone, due to the use of a timing belt, amongst other factors. In the 2.7, the water pump has a high amount of load on it, from a very long and heavy timing chain, along with the vibration of operating 4 camshafts at once. It is simply not heavy enough to handle the load for an extended period of time (100,000+ miles, years, etc)...so the bearings and seals fail, resulting in leakage into the engine, and outside thru the weep hole. When the bearings fail, the timing chain comes off, can come thru the valve cover or cause damage to the engine block, and with the cams and crank rotating free, pistons hit valves, and they bend. Catastropic in most cases, and the engine is scrap metal. Just a few minutes of inspection for a bad water pump can completely prevent this.
3. Small oil passages -- this is a myth...the oil circulation is actually pretty decent in these engines, it is the sludge that causes problems there. One is the timing chain tensioner, since its operated by oil pressure, and one of the last components to get oil, it is especially sensative to sludge buildup, so if sludge is occuring, then it will not be able to maintain good tension on the timing chain. Usually by this time, the bearings are beginning to fail in the water pump...
4. Rebuilding a 2.7 -- I see many people attempt to repair these engines when its too late. When the bearings or tensioner fail, or begin to fail in the water pump, and the timing chain starts rubbing the front cover, or chewing on metal parts, these parts end up in the oil pump, and into the bearings. All too often I'll see one that has just had a brand new chain put on, and is knocking a week later. Oil pump/pickup, and oil pan must be removed and thoroughly cleaned, (or oil pump replaced) if this has happened. Its also a very good idea to remove the rod and main bearing caps and inspect for metal shaving damage.
4. Detecting it before it gets bad...the first symptoms of water pump problems in a 2.7...unexplained coolant loss (no external leaks), and no heat at idle. Along with that, any abnormal ticking/grating, or metallic noises, that are not consistent. If you are experiencing this, get it checked ASAP, in fact, dont drive it until you do. There is a weep hole that the pumps are supposed to leak from, which is located behind the alternator to the bottom left of the thermostat housing/lower radiator hose, but the problem is, it often does not leak while the car is not running, so the average person will never know it.
5. Keeping the 2.7 alive -- the rest of the 2.7 is actually a very tough design. They are built very well, except for the water pumps...hehe...to keep them alive, full synthetic oil changed every 4,000 miles from day 1, water pump changed every 75,000 miles, or checked for leaks and change as needed. Update to the new style timing chain, tensioner, and water pump (heavier and less problems), if you have an older engine. Change PCV valve and hose once every 2 years, or if the hose becomes mushy. Several 2.7s locally have had this maintenance regiment, and are still alive and well, one pushing 350,000 miles, and another well over 200,000. This is proven.
The 2.7 may be a good little engine, but the problem is, it is sensitive. The average every day car owner doesnt check under the hood, or doesnt know how to check under the hood, or know how to look for problems. Many repair shops/ and even some dealerships know little about the specifics of these engines, nor how to keep them alive. Many just do not know its ins and outs, so they are not able to keep it alive.
So, 2.7s are a pain in the ass, but if you know how to keep them happy, they will last a very long time, and it will save you tons of money on repairs, or an engine swap. Of course upgrading to a 3.2/5 is a huge improvement, but not everyone can afford it, or is willing to have it done, when a little more attention to their 2.7 will keep the car running just fine.
Just for grins, here is a 2.7 with 160,000 miles on it, maintained with Royal Purple synthetic oil, (excellent maintenance by LittleRedTrep), you can see it looks very normal inside. Also note how close the timing chain runs to the front cover/engine block. That will give you an idea of how little play/lack of tension it takes to get it rubbing something it shouldnt be. This engine still runs like a top, although transplanted into another trep...and is driven daily.....
Heres what I have found over the years of working on these things...dont believe everything you read online... the thing about them, is most are people that make assumptions, and really have no true idea of what was going on...im not saying the 2.7 is an innocent engine either..so dont get me wrong...hehe.
99.99999% of all 2.7 failures are caused by the water pump. They are not caused by poor maintenance, although that can be a major contributing factor in speeding the process along.
1. Sludge -- Sludge is caused by coolant leaking internally into the engine, from the water pump. The pump begins seeping, and being an internally mounted pump, it goes right into the oil, via the timing chain housing. Over time the coolant mixing with the oil causes the sludge. This problem is exacerbated by poor maintenance of the PCV system, as it becomes plugged or inoperative due to buildup in the hoses (weak design here), and the hoses collapse, or the PCV valve itself seizes closed, and the engine cant breathe. The result, general moisture/vapor from intake air, condensation, combustion, etc, has no where to go, and more moisture = more sludge. Sludge sort of acts like atherosclerosis, slowly filling in and plugging oil galleys and passages. In frequent oil changes make this even worse. Now....sludge doesnt always happen...it depends on where the water pump decides to leak. They dont always leak into the oil when the bearings start to fail. Sludge can also clog and starve the oil pickup and bearings, and cause a knock, before the water pump ever has a catastrophic failure. In some instances, sludge formation from a bad water pump has caused seizure/knocking before the water pump leak is found. There are a few other causes of sludge, but as far as the 2.7 is concerned, this is the most relevant.
2. Water pumps -- the water pump is a poor design, there is no doubt about that. It has been shown that even 3.2/5 engines have water pump issues, at about the same mileage, but are much less failure prone, due to the use of a timing belt, amongst other factors. In the 2.7, the water pump has a high amount of load on it, from a very long and heavy timing chain, along with the vibration of operating 4 camshafts at once. It is simply not heavy enough to handle the load for an extended period of time (100,000+ miles, years, etc)...so the bearings and seals fail, resulting in leakage into the engine, and outside thru the weep hole. When the bearings fail, the timing chain comes off, can come thru the valve cover or cause damage to the engine block, and with the cams and crank rotating free, pistons hit valves, and they bend. Catastropic in most cases, and the engine is scrap metal. Just a few minutes of inspection for a bad water pump can completely prevent this.
3. Small oil passages -- this is a myth...the oil circulation is actually pretty decent in these engines, it is the sludge that causes problems there. One is the timing chain tensioner, since its operated by oil pressure, and one of the last components to get oil, it is especially sensative to sludge buildup, so if sludge is occuring, then it will not be able to maintain good tension on the timing chain. Usually by this time, the bearings are beginning to fail in the water pump...
4. Rebuilding a 2.7 -- I see many people attempt to repair these engines when its too late. When the bearings or tensioner fail, or begin to fail in the water pump, and the timing chain starts rubbing the front cover, or chewing on metal parts, these parts end up in the oil pump, and into the bearings. All too often I'll see one that has just had a brand new chain put on, and is knocking a week later. Oil pump/pickup, and oil pan must be removed and thoroughly cleaned, (or oil pump replaced) if this has happened. Its also a very good idea to remove the rod and main bearing caps and inspect for metal shaving damage.
4. Detecting it before it gets bad...the first symptoms of water pump problems in a 2.7...unexplained coolant loss (no external leaks), and no heat at idle. Along with that, any abnormal ticking/grating, or metallic noises, that are not consistent. If you are experiencing this, get it checked ASAP, in fact, dont drive it until you do. There is a weep hole that the pumps are supposed to leak from, which is located behind the alternator to the bottom left of the thermostat housing/lower radiator hose, but the problem is, it often does not leak while the car is not running, so the average person will never know it.
5. Keeping the 2.7 alive -- the rest of the 2.7 is actually a very tough design. They are built very well, except for the water pumps...hehe...to keep them alive, full synthetic oil changed every 4,000 miles from day 1, water pump changed every 75,000 miles, or checked for leaks and change as needed. Update to the new style timing chain, tensioner, and water pump (heavier and less problems), if you have an older engine. Change PCV valve and hose once every 2 years, or if the hose becomes mushy. Several 2.7s locally have had this maintenance regiment, and are still alive and well, one pushing 350,000 miles, and another well over 200,000. This is proven.
The 2.7 may be a good little engine, but the problem is, it is sensitive. The average every day car owner doesnt check under the hood, or doesnt know how to check under the hood, or know how to look for problems. Many repair shops/ and even some dealerships know little about the specifics of these engines, nor how to keep them alive. Many just do not know its ins and outs, so they are not able to keep it alive.
So, 2.7s are a pain in the ass, but if you know how to keep them happy, they will last a very long time, and it will save you tons of money on repairs, or an engine swap. Of course upgrading to a 3.2/5 is a huge improvement, but not everyone can afford it, or is willing to have it done, when a little more attention to their 2.7 will keep the car running just fine.
Just for grins, here is a 2.7 with 160,000 miles on it, maintained with Royal Purple synthetic oil, (excellent maintenance by LittleRedTrep), you can see it looks very normal inside. Also note how close the timing chain runs to the front cover/engine block. That will give you an idea of how little play/lack of tension it takes to get it rubbing something it shouldnt be. This engine still runs like a top, although transplanted into another trep...and is driven daily.....